Claims Zone: Home and away

Holidays are meant to be relaxing, but if things do go wrong, here is how Hiscox can help

Hook, line and sinker
When holidaymakers are snorkelling their way around tropical locations, they might come across aquatic predators in search of something to nibble on. On the rare occasion that a bite from a fish or insect becomes serious, Hiscox can provide cover for hospital treatment, as well as a hospital in-patient benefit designed for expenses such as personal phone calls.

Skint dipping
When relaxing in the pool, it can be easy to forget vulnerable belongings. Theft is a traumatic experience, but Hiscox’s security travel advice line, 020 7448 6032 – or hiscox.com/hiscoxsecurity, – can help when the unthinkable happens.

Watch what you eat
Holidays are often about long, luxurious meals and sampling the destination’s local cuisine. However, it is common for holidaymakers to become ill through overindulgence or dehydration caused by the change in temperature. Hiscox can help reimburse medical expenses and non-refundable costs incurred if illness derails travel plans.

Keep it simple
The recent volcanic ash clouds have highlighted the risk of holidaymakers becoming stranded abroad. Travellers should keep in touch with their airline, which will often arrange alternative accommodation or flights. Hiscox will assist with any reasonable costs that cannot be refunded.

How alarming
With all the preparation that goes into a holiday, it can be easy to forget essentials such as ensuring the house alarm is set. A few essential checks can prevent damage or theft of valuables – not to mention the cost of cancelled hotels and flights. Hiscox is ready with disaster management companies and loss adjusters should an incident arise.

Plane claiming
If a holidaymaker’s house becomes flooded while they are away, or they pick up an illness on their travels, they will want to get home as soon as possible. In the case of illness, Hiscox will get them home by any means necessary – even air ambulance.