Get valuables valued

The values of gold and platinum have increased in recent years, making it vital for homeowners to check that their jewellery is not underinsured. Over time, the value of jewellery your clients already own can go up without them necessarily realising, so regular valuations are a good idea.
Austyn Tusler, home insurance expert at Hiscox, says that those receiving expensive jewellery as a gift should get in touch with you: “This will allow adequate cover for the loss or damage of their new acquisition to be arranged.”
According to John Benjamin, an independent jewellery consultant, the unexpected rise in the price of gold and the flourishing global market for jewellery at international auction – as well as the VAT increase – have created an exceptionally strong market for jewellery and watches in 2011.
“Clients who have not had their jewellery appraised in the last two to three years therefore run the serious risk of being unable to replace a loss at current retail levels,” he says. “It is strongly recommended that an updated valuation is carried out, not only on older items, but also on relatively recent purchases.”